FACTS

 WHAT DOES wayne reaves DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product of service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons wayne reaves chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does wayne reaves share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES NO
For our marketing purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes
information about your transactions and experiences		 NO We don't share

For our affiliates' everyday business purposes
information about your creditworthiness

 NO We don't share
For our affiliates to market to you NO We don't share
For non-affiliates to market to you NO We don't share
Questions? Call 18007018082
Who we are
Who is providing this notice?

wayne reaves
What we do
How does wayne reaves protect my personal information To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does wayne reaves collect my personal information

We collect your personal information, for example when you

  • apply for financing
  • give us your income information or provide employment information
  • provide account information or give us your contact information
Why can't I limit all sharing?

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • wayne reaves does not share with our affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • wayne reaves does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include finance companies